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    Posts Tagged: gets a reverse mortgage

    Enforcement of Illinois Reverse Mortgage Act

    Posted 7:49 am by zrevers & filed under Reverse Mortgage, Reverse Mortgage Act.

    Illinois Reverse Mortgage Act Last year in August Governor of Illinois, Bruce Rauner (Republican) signed into law Senate Bill 1440 which is known as the Reverse Mortgage Act. This bill came into effect on January 1, 2016 and according to this new Illinois reverse mortgage Act there will be a “three-day cooling off period” during… Read more »

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  • Borrower Eligibility

    There a few basic requirements to qualify for a reverse mortgage:
    • You and your spouse must be at least 62 years of age.
    • Your home must have enough equity to consolidate all existing mortgages.
    • Your primary residence must be FHA-approved such as a single family home.
    Individual lenders will also have their own requirements. At Z Reverse Mortgage, we will help you find the lender and mortgage program that is right for you.
  • Loan Amount is Based On

    • Youngest borrower’s age
    • Current interest rate
    • Lesser of appraised value or the FHA insurance limit
    BUY A HOME WITH AReverse Mortgage
  • Customer benefitsinclude

    • Eliminates monthly mortgage payments
    • Increases your purchase power
    • Preserves your cash
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