Annual Adjustable (1.05% Start / 30.22% Lifetime Cap)

Note Rate: 1.05%
Lifetime Cap: 30.22%

Annual Adjustable (3.06% Start / 8.06% Lifetime Cap)

Note Rate: 3.06%
Lifetime Cap: 8.06%

Annual Adjustable (2.56% Start / 7.56% Lifetime Cap)

Note Rate: 2.56%
Lifetime Cap: 7.56%

3.99% Fixed Rate (Lump Sum Plan)

Note Rate: 3.99%
APR: 5.12%

Borrower Eligibility

There a few basic requirements to qualify for a reverse mortgage:
  • You and your spouse must be at least 62 years of age.
  • Your home must have enough equity to consolidate all existing mortgages.
  • Your primary residence must be FHA-approved such as a single family home.
Individual lenders will also have their own requirements. At Z Reverse Mortgage, we will help you find the lender and mortgage program that is right for you.

Loan Amount is Based On

  • Youngest borrower’s age
  • Current interest rate
  • Lesser of appraised value or the FHA insurance limit
BUY A HOME WITH AReverse Mortgage

Customer benefitsinclude

  • Eliminates monthly mortgage payments
  • Increases your purchase power
  • Preserves your cash
Reverse Mortgage For Purchase